Best Cell Phone Plans for Seniors for 2020

For everyone, especially seniors, the “best phone plan” will depend on what features you want, what price tolerance you have, what kind of pone you want to carry, etc.
Best Cell Phone Plans for Seniors


For everyone, especially seniors, the “best phone plan” will mean something different. It depends on what features you want, what price tolerance you have, what kind of phone you want to carry, etc. The best cell phone plans for seniors come down to a handful offered by the various carriers. The carriers whose plans get mentioned the most frequently in the reviews are:

  • T-Mobile Magenta senior plan (own their own network)
  • Sprint Unlimited 55+ plan (own their own network)
  • Consumer Cellular senior plan (uses AT&T and T-Mobile)
  • Greatcall senior plan (uses Verizon)

In the United States there are 4 main wireless carriers, they are:





Most of the other carriers operate off one of these four networks. Either the company is a carrier in which case they own their own network, or they are what is referred to as a mobile virtual network operator (MVNO), which means they use another carrier’s network. For instance, GreatCall uses the Verizon network. In some cases, companies have been formed that cater specifically to seniors. In other cases, the big 4 have developed plans specifically for seniors themselves.

Based on my research I think the following websites provide a well-rounded, comprehensive perspective on phone plans for seniors. These sites usually have affiliate links to the plan providers they review. That means they receive compensation if you purchase by clicking on the link on their site. This does not invalidate their reviews. This is an extremely common practice among recommendation sites. Our site, has some limited affiliate links as well but none in this space at the time of this writing.

Related Articles of Interest


The website theseniorlist has links on their website for most of the major plans. The links are affiliate links that allows them to make a small commission if you buy through their link. This does not mean that their recommendations are biased by those relationships, in fact, they appear to be well-rounded and thoughtful as well as straight forward.

There is a lot of information on the plans on their webpage article titled “Best Cell Phone Plans for Seniors in 2020”. It is worth looking at this comprehensive list.

They rate the top 3 plans for seniors as follows:

They go on to list other plans’ strengths:


LifeWire is another review site with specific reviews of cell phones for seniors. In their article “The 7 Best Cell Phones for Seniors in 2020”, they outline their picks for phones. LifeWire explains their review process on their “LifeWire Product Review Editorial Guidelines & Mission” webpage.  LifeWire recommends the following phone plans:

Best Overall: T-Mobile

  • “T-Mobile’s Magenta Unlimited 55 line is a standout deal offering unlimited talk, text and LTE data for $70 a month for two lines.”

Best Emergency Plan: GreatCall

  • “GreatCall offers rate plans starting at $14.99 for 250 minutes, $3 for 500 text messages and $2.49 for 100MB of data.”

Best Prepaid: Metro by T-Mobile

  • “Metro by T-Mobile is a one-stop solution that offers a $40 monthly rate that includes unlimited talk, text and 10GB of 4G LTE data.”

Best Basic: Consumer Cellular

  • “Consumer Cellular starts with rates as low as $20 per month for 250 minutes, 250MB of data and unlimited texting.”

Best Flexible: US Mobile

  • “Customers should look to US Mobile for a wireless carrier that provides a wide selection of buckets to help piece together the right plan.”

Best Value: Republic Wireless

  • “If you don’t need data, Republic Wireless offers a flat rate of $15 for unlimited talk and text without any data whatsoever.”

Best Traveler: AT&T

  • “Customers enjoying their golden years by traveling should look to AT&T’s $40 monthly prepaid offering.”

Best Data: Boost Mobile

  • “Boost Mobile offers an attractive solution that is no frills and includes taxes and fees directly in the rate plan.”


Nerdwallet has its own recommendation for best senior phone plans. Theirs are broken into the following categories:

  • Best pay-as-you-go plans
  • Best flexible plans
  • Best plans for mobile-savvy seniors
  • Best emergency cell phone plans
  • Best cell phone plans for seniors: summary


From this list of phone plans for seniors:

A screenshot of a cell phone

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Consumer Reports

Best Cell-Phone Plans for Seniors from Consumer Reports

Consumer Reports touts plans from the big 4 carriers, T-Mobile, Sprint, Version and AT&T.

Clark Howard

Consumer advocate Clark Howard recommends these plans. Clark Howard, a well-known consumer advocate, covers the four most common plans mentioned at the top of the blog. They are, T-Mobile, Sprint, Consumer Cellular, and GreatCall. These are two carriers with excellent senior plans and two MVNO’s with plans designed specifically for seniors.

About the Author:

Terry has been an entrepreneur in the IT industry for over30 years. Go here to read his complete personal story, “Husband, father, Grandfather and IT Executive.” If you want to send Terry a quick message visit the contact page Here.

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Terry Preece

Terry Preece

Husband, Father, Grandfather, and IT Executive

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